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Privacy


FACTS


WHAT DOES CORAL COMMUNITY FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?

 

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all of the sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

 

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security Number and income

  • Account balances and payment history

  • Credit history and credit scores

  • Information regarding your mobile device such as device settings, unique device identifiers, information about your location, and analytical information that may assist with diagnostics and performance. For your convenience, you may be asked to grant permission for access to your mobile device’s geolocation data. This information may be collected when you use certain service that are dependent on your mobile devices location (such as the location of an ATM or in store transactions).

When you are no longer our member, we continue to share your information as described in this notice.

 

How?

All financial companies need to share members' information to run their everyday business. In the section below, we list reasons financial companies can share their members' personal information; the reasons Coral Community Federal Credit Union chooses to share; and whether you can limit this sharing.

 

Reasons we can share your information Does the Credit Union share? Can you limit this sharing?
For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus		 YES NO
For our marketing purposes -
to offer our product and services to you		 YES  NO
For joint marketing with other financial companies NO  
For our affiliates’ everyday business purposes -
information about your transactions and experiences		 NO  
For non-affiliates to market to you YES YES

 

To limit our
sharing		  • Call (954) 772-2330
Please Note:
If you are a new member, we can begin sharing your information 7 days from the date we sent this notice. When you are no longer our member, we continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing.

Questions?

  • Call (954) 772-2330

 

Who we are
Who is providing this notice? Coral Community Federal Credit Union

 

What we do
How does Coral Community Federal Credit Union protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings
How does Coral Community Federal Credit Union collect my personal information? We collect your personal information, for example, when you

 • open an account or deposit money
 • pay your bills or apply for a Loan
 • use your credit or debit card

We also collect your personal information from other companies.
Why can’t I limit all sharing? Federal law gives you the right to limit only

 • Sharing for affiliates everyday business purposes – information about your creditworthiness
 • Affiliates from using your information to market to you
 • Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else? Your choice will apply to everyone on your account.

 

Definitions
Affiliates  Companies related by common ownership or control. They can be financial and nonfinancial companies.

 Coral Community Federal Credit Union has no affiliates
 
Nonaffiliates  Companies not related by common ownership or control. They can be financial and nonfinancial companies.
 
 Nonaffiliates we share with can include insurance companies and direct marketing companies, such as CUNA Mutual.
 
Joint Marketing  A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

 Coral Community Federal Credit Union doesn't jointly market