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FACTS |
WHAT DOES CORAL COMMUNITY FEDERAL CREDIT UNION DO WITH YOUR
PERSONAL INFORMATION? |
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Why? |
Financial companies
choose how they share your personal information. Federal
law gives consumers the right to limit some but not all
of the sharing. Federal law also requires us to tell you
how we collect, share, and protect your personal
information. Please read this notice carefully to
understand what we do. |
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What? |
The types of
personal information we collect and share depend on the
product or service you have with us. This information
can include:
-
Social
Security Number and income
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Account
balances and payment history
-
Credit
history and credit scores
When you are
no longer our member, we continue to share your
information as described in this notice. |
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How? |
All
financial companies need to share members' information
to run their everyday business. In the section below, we
list reasons financial companies can share their
members' personal information; the reasons Coral
Community Federal
Credit Union chooses to share; and whether you can limit
this sharing. |
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Reasons we can share your
information |
Does the
Credit Union share? |
Can you limit this
sharing? |
For our everyday
business purposes -
such as to process your transactions, maintain your
account(s), respond to court orders and legal
investigations, or report to credit bureaus |
YES |
NO |
For our marketing
purposes -
to offer our product and services to you |
YES |
NO |
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For joint marketing with
other financial companies |
NO |
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For our affiliates’
everyday business purposes -
information about your transactions and experiences |
NO |
|
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For non-affiliates to
market to you |
YES |
YES |
To limit our
sharing |
•
Call (954) 772-2330
Please Note:
If you are a new member, we can begin sharing your
information 7 days from the date we sent this notice.
When you are no longer our member, we continue to share
your information as described in this notice.
However, you can contact us at any time to limit our
sharing. |
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Questions? |
• Call
(954) 772-2330 |
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Who we are |
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Who
is providing this notice? |
Coral Community Federal Credit Union |
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What we do |
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How does
Coral Community Federal Credit Union protect my personal information? |
To protect your personal
information from unauthorized access and use, we use
security measures that comply with federal law. These
measures include computer safeguards and secured files
and buildings |
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How does
Coral Community Federal Credit Union collect my personal information? |
We collect your personal
information, for example, when you
• open an account or deposit money
• pay your bills or apply for a Loan
• use your credit or debit card
We also collect your personal information from other
companies. |
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Why can’t I limit all
sharing? |
Federal law gives you the
right to limit only
• Sharing for affiliates everyday business purposes – information about
your creditworthiness
• Affiliates from using your information to market to you
• Sharing for nonaffiliates to market to you
State laws and individual companies may give you
additional rights limit sharing. |
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What happens when I limit
sharing for an account I hold jointly with someone else? |
Your choice will apply to
everyone on your account. |
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Definitions |
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Affiliates |
Companies
related by common ownership or control. They can be
financial and nonfinancial companies.
Coral Community Federal Credit Union has no affiliates
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Nonaffiliates |
Companies not related by
common ownership or control. They can be financial and
nonfinancial companies.
Nonaffiliates we share with can include insurance companies and direct
marketing companies, such as CUNA Mutual.
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Joint Marketing |
A formal agreement
between nonaffiliated financial companies that together
market financial products or services to you.
Coral Community Federal Credit Union doesn't jointly market
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