Membership
Coral Community Federal Credit Union is a not-for-profit, cooperative financial institution that has been serving its members since 1975 with a wide range of services to meet all their financial needs.
Membership is open to anyone in Broward County, Florida, who lives, works, worships, attends school, or has business within the area North of Griffin Road to Hillsborough Blvd, East of Weston Road to A1A, the Eastern border of University between the Sawgrass Expressway and Sunrise Blvd. Areas not presently included in our Field of Membership are portions of Sunrise and Coral Springs, Tamarac, Parkland and Port Everglades. Also, once you join our credit union family, all of your family members are eligible to join as well.
If your employer is located within these boundaries then all of your co-workers are also eligible. If you are an employer interested in offering credit union services as a FREE benefit to your employees email us at ceo@coralfcu.org or call us at 954-772-2330 and we will be glad to assist you.
As a member, you actually are an owner of the credit union. You have a vote in the elections held annually to fill positions on the voluntary Board of Directors and Supervisory Committee.
Once you join the credit union, you are always a member, even if you leave your job, retire, or move out of the area. As long as you keep your account open and remain in good standing, the full range of benefits and services are available to you.
How to Join
It's easy to join Coral Community FCU!
- In Person: Visit our office during regular business hours and a Member Service Representative will provide you with the proper forms and disclosures to open your account on the spot.
- Please bring a valid, non-expired driver’s license or government issued identification
- Please bring your social security card
- Please provide proof of address if the address of your residence is different than the one you provide on your membership application. Acceptable items for proof of address include: a utility bill, pay stub, car registration
- Proof of eligibility (such as an employment ID or check stub) or, if you’re joining as a family member, we will need a signed referral statement from an eligible member or a means to contact them to verify your eligibility. You’ll also need to deposit at least $5 into your share account.
- Via Online Application: Complete our Membership Application. Once we receive it, a master copy will be mailed to you. Please review the information for accuracy and repeat the steps shown in the section above.
- Membership Agreement and Disclosures: View our Membership Agreement and Disclosures.
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We will also ask to see your drivers license, Social Security Card, and other identifying objects.
The Credit Union Difference
How is a credit union different than a bank? Credit unions are not-for-profit organizations that exist to serve their members. Like banks, credit unions accept deposits, make loans and provide a wide array of other financial services. But as member-owned and cooperative institutions, credit unions provide a safe place to save and borrow at reasonable rates.
Member Owned
Credit unions are owned and controlled by the people, or members, who use their services.
Credit unions operate to promote the well-being of their members.
Cooperative
The cooperative structure of credit unions creates a cycle of mutual assistance towards the common goal of the financial well-being of members.
Not-For-Profit
Profits made by credit unions are returned back to members in the form of reduced fees, higher savings rates and lower loan rates.
In essence, it's THEIR bank but it's YOUR Credit Union!
Where We Are
We make it easy to access your account no matter where you are.
Mission Statement
The mission of Coral Community Federal Credit Union is to offer members as means to accumulate savings and to provide sources of credit that are responsive to their financial needs.
We are committed to the philosophy of helpings members in a personal and professional manner.
The Board of Directors and Staff are dedicated to provide complete financial services at rates that assure financial safety and enhance the spirit of members helping members.