Checking Accounts

Coral Community has three great checking accounts for you to choose from. All of them offer FREE online bill pay, FREE online and mobile banking, FREE e-statements, and the widely accepted MasterCard Debit card. Choose the one that’s right for you.

Your checking, your way, your choice.

Lighthouse Checking

Designed specifically for our members 60 years of age and older, it offers:

  • Dividends paid on a LOW average monthly balance of just $500
  • No monthly service charge
  • No direct deposit requirements
  • FREE checks (limited to one box order year)
  • FREE money orders

Lifesaver Checking

Our most popular checking account, versatile and easy to manage, this account is a “lifesaver”. With the following benefits no wonder our members like it best:

  • No minimum balance requirements
  • No monthly service charge
  • No direct deposit requirements


Coral Checking

Our premier checking account that pays a dividend on your average monthly balance of $2,000. Plus, you get all these great extras:

  • No Monthly service charge
  • No direct deposit requirements
  • FREE money orders
  • FREE cashier’s checks

If you’re looking to get the most out of your checking account, give us a call and a member service prepresentative cn help you get started today!

Checking Dividend Rates

Type

Minimum

APY*

Lighthouse Checking

$500

0.05%

Coral Checking

$2,000

0.05%

  • *APY - Annual Percentage Yield
  • Minimum - Minimum deposit required to earn dividends.
  • Rates and Terms subject to change without notice
  • $5 minimum share balance required for membership
  • Fees could reduce the earnings on the account

Effective December 11th for the month of January 2025 

family at beach


Membership

Our members are part owners and have a say in how the credit union is run. Stop by our office or apply online and join CCFCU today.

Learn More
Couple using mobile banking


Bank Your Way

Having the flexibility to access your account whenever and wherever you need it with online and mobile banking is important. Whether you’re across town or across the country, your accounts are always at your fingertips, 24/7.

Learn More